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Ontario tenant and landlord rights explained under Bill 60, including eviction rules, tenant protections, and new landlord powers in Ontario

New Tenant and Landlord Rights in Ontario — What Bill C-60 Means for Renters, Landlords, and REALTORS®

23 December 2025 TAX4 LESS.CA
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Individual

Ontario's rental housing landscape is evolving with the introduction of Bill 60, bringing significant changes to tenant rights and landlord powers. This comprehensive legislation aims to streamline processes at the Landlord and Tenant Board, addressing long-standing delays while shifting the balance of rights and responsibilities. Tenants will need to navigate faster eviction timelines and stricter procedural requirements, while landlords gain enhanced enforcement capabilities. Understanding these changes is crucial for all parties involved—tenants, landlords, and REALTORS® alike. Dive into our article to explore how Bill 60 impacts you and what steps you should take to adapt effectively.

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Personal Real Estate Corporation (PREC) guide for Ontario REALTORS explaining what a PREC can and cannot do, naming rules, tax benefits, and compliance requirements

PREC for REALTORS® in Ontario: What You Can (and Cannot) Do — and How to Set It Up Properly

21 December 2025 TAX4 LESS.CA
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Finance, Incorporation, Individual, Uncategorized

Are you an Ontario REALTOR® looking to maximize your income and navigate the complexities of Personal Real Estate Corporations (PRECs)? With rising tax rates and strict regulations, understanding what a PREC can and cannot do is crucial. From tax advantages to naming rules, our comprehensive guide covers everything you need to know to set up your PREC properly. Avoid costly mistakes that could lead to penalties or lost tax benefits. Discover how TAX4LESS.CA specializes in creating tailored solutions for REALTORS® like you, ensuring your PREC is structured for success. Don’t leave your financial future to chance—read on!

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Illustration showing common crypto and DeFi tax traps for Canadians in 2025, including taxable bridging, staking rewards, wallet-to-wallet misconceptions, lost crypto assets, and CRA audit risk

Crypto & DeFi Tax Traps Canadians Are Still Falling for

19 December 2025 TAX4 LESS.CA
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Business Tax-Individual, Corporations Business Tax, Crypto, Finance, GST/HST

Crypto taxation in Canada has evolved, yet many taxpayers remain unaware of the complexities involved. In 2025, the Canada Revenue Agency (CRA) is focusing on how crypto is used, exposing Canadians to costly tax traps. Misunderstandings around bridging tokens, staking rewards, and wallet transfers can lead to significant penalties. Beliefs like “no cash out = no tax” are increasingly risky. This article reveals the most common pitfalls and how to navigate them, ensuring you stay compliant and avoid audits. Don’t let misconceptions cost you—understand the nuances of DeFi taxation today!

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Illustration showing a Canadian family home with parents as beneficial owners and a child listed on title for mortgage purposes only, explaining how a bare trust can prevent capital gains tax.

Name on Parents’ Property for Mortgage Only?How a Bare Trust Can Rescue You from Capital Gains Tax

19 December 2025 TAX4 LESS.CA
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Individual

Are you considering adding your child's name to your property for mortgage purposes? While this may seem like a straightforward solution, it can lead to unexpected capital gains tax implications. The Canada Revenue Agency (CRA) may view your child as a property owner, regardless of your intentions. This is where a bare trust can be a game-changer, protecting you from tax liabilities. Discover how to structure a bare trust correctly, the importance of proper documentation, and the potential risks of not addressing this issue. Don't let a simple arrangement turn into a costly mistake—read on to learn more!

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Ontario pre-construction condo illustration showing legal exit options for buyers, including builder breach of contract, PDI issues, outside occupancy dates, and when to consult a lawyer

Pre-Construction Condo Market in Ontario (2025):

17 December 2025 TAX4 LESS.CA
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Business Tax-Individual, Finance, Individual, Payroll

Navigating the Ontario pre-construction condo market can be daunting, especially with rising interest rates and extended delays. Many buyers are left wondering if they can exit their agreements without facing penalties. This article uncovers the legal avenues available to buyers, highlighting common builder mistakes that can create opportunities for termination. From understanding the critical Statement of Critical Dates to knowing when to involve a lawyer, we provide essential insights to empower buyers. Don’t let unexpected challenges derail your investment—discover how to protect your rights and financial interests in this shifting landscape.

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CRA Matching Program 2025 illustration showing how the CRA detects undeclared income through data matching, tax slips, and third-party reporting in Canada

How Undeclared Income Is Actually Being Caught:CRA Matching Program 2025

15 December 2025 TAX4 LESS.CA
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Individual, Payroll

In 2025, the Canada Revenue Agency's Matching Program has transformed the way undeclared income is detected, making outdated assumptions like “CRA won’t notice small amounts” a costly gamble. This automated system compares your reported income against third-party data, flagging discrepancies that could lead to reassessments months or even years after filing. With data from employers, banks, payment processors, and even crypto exchanges, the CRA is more equipped than ever to catch unreported income. Discover how this program works and what you can do to protect yourself from unexpected penalties and interest. Don’t wait—learn how to file accurately today!

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